1st Party Covers:

• Cyber Crime

• Business Interruption:

  - Cyber attack

  - Technical failure

  - Human error

• Privacy Breach Costs:

  - Forensic Costs

  - Notifications

  - Credit monitoring

  - Call centre costs

  - Legal advice

• Cyber Extortion (Ransoms)

• Data restoration / reconstitution

• Regulatory Fines/Penalties

• Regulatory Defense Costs

• Payment Card Industry Data Security Standard

• ‘Specified’ Losses

• Reputation Management

• Loss Prevention Services

3rd Party Covers:
• Third party damages and defense costs following a cyber-attack:

  - Network Security Liability

  - Confidentiality Breach Coverage

  - Onward transmission of a virus

  - Multi-media liability